The attorneys of Howser, Newman & Besley are aware that issues involving insurance coverage, bad faith, breach of contract, and negligence sometimes arise during the course of litigation.  Our attorneys are prepared to offer pre-litigation guidance on coverage issues and defend bad faith and other disputes arising from an insurance contract.  When necessary, the attorneys at HNB file declaratory judgment actions seeking a final determination on disputed coverage.  We also appreciate the value of examinations under oath to the coverage process and travel throughout the state to provide this service to our clients.